Like any other service the cost of doing business in the insurance industry has increased.  We're seeing a larger than normal increase in premiums across the board.  With the cost of auto repairs increasing and the effects of the credit crunch the cost of doing business for insurance companies is skyrocketing.

The best way to make sure you're not losing money on your auto insurance coverage is to review your policies regularly with your agent.  A good relationship with your agent will allow you to know about increases before they happen, and allow you to adjust your coverage in advance.

Like everything else, the cost of gas is the culprit...